Finance Tools (coming soon)

Debt is difficult, and you will hardly find debt-free people on Earth. Wealth management becomes a priority for Muslims, ensuring Islamic compliance in a precious life.

Unfortunately, Many people die with large debts and no estate plan (which could cover the debt obligation to be fulfilled), so their debt obligation remains pending.

Not all decisions about wealth are bad. But for those who solely rely on debts, that create issues in the long term. Mortgages, loans, and lines of credit make it easy for someone to trap in debt. Wassiyyah inspires many people to make the best decisions. Taking time is worth millions when you especially make big debt transactions. Holy Quran reminds us of debt which is clear in the following quote.

If it is difficult for someone to repay a debt, postpone it until a time of ease. And if you waive it as an act of charity, it will be better for you, if only you knew. Be mindful of the Day when you will all be returned to Allah, then every soul will be paid in full for what it has done, and none will be wronged. - Holy Quran 2:280-281

If you are a Premium member, click below to access

Wassiyyah is here to help you effectively manage your debt issue through content, tools, and more. Wassiyyah's team has worked over the years in research and inspired many people from mortgages, loans, and credits. Wassiyyah's team has been working on providing wealth management tools to help you to make decisions before signing up for mortgages, loans, and credits. The Wassiyyah't tool will help you quickly come out of debt for those already in debt. Please see the screenshot below of the Wealth management tools.

These wealth planning tools have been created based on real experience. These tools are simple but have been proven effective for many to optimize their wealth planning goal. Before and after debt management tools are created worldwide. The estate, tax, and charity planning tools are created for specific countries such as USA, Canada, Australia, UK, India, and China.


Before debt management tools

Before you accept the agreement for a loan or mortgage, you have the opportunity to do thorough research, and that's where these tools become very handy. The Before Debt tools include many online calculators and analyzers as follows to help you decide before signing up for debt.

  1. Three Years Debt Eliminating Calculator

  2. Five Years Debt Eliminating Calculator

  3. Ten Years Debt Eliminating Calculator

  4. Fifteen Years Debt Eliminating Calculator

  5. Mortgage Property Affordability Calculator

  6. Mortgage House Vs. Condo Comparator

  7. Mortgage Interest Vs. Rental Income Analyzer

  8. Property Buying Vs. Renting Comparator

After debt management tools

After debts, there is no other option than paying off as early as possible, which every owner strives to fulfill the dream. It includes many online calculators and analyzers below to help you optimize your wealth planning goal for debt, mortgage, loans, credits, and budget planning tools.

Mortgage tools

  1. Mortgage Accelerating Payment Comparator

  2. Mortgage Additional Payment Optimizer

  3. Mortgage Amortization Schedule Generator

  4. Mortgage Downpayment Analyzer

  5. Mortgage Payment Comparator

  6. Mortgage Ultimate Interest Savings Calculator

  7. Mortgage Payment Optimizer

Loan tools

  1. Loan Payment Schedule Generator

  2. Loan Payoff Calculator

  3. Loan Payment Comparator

Credit tools

  1. Creditcard Payoff Schedule Generator

  2. Creditcard Interest Savings Calculator

  3. Creditcard Payoff Calculator

  4. Creditcard Interest Calculator

Tax planning tools

Tax planning tools are created specific to the country to help you understand the wealth, estate, and inheritance tax implications. Currently, these Tax tools are not provided worldwide but for some countries such as the USA, Canada, Australia, UK, India, China etc.

  1. Incometax Refund Calculator for Canada

  2. Incometax Calculator for Canada

  3. Northern Allowance Tax Refund Calculator for Canada

  4. Incometax Refund Calculator for United States (USA)

  5. Incometax Calculator for United States (USA)

  6. Incometax Calculator for Australia

  7. Incometax Refund Calculator for United Kingdom (UK)

  8. Incometax Refund Calculator for India

  9. Incometax Refund Calculator for China

Estate planning tools

As an expert in estate planning, Wassiyyah has created country-specific tools to help you understand the estate planning implications on your wealth. Currently, these Estate planning tools are not provided worldwide but for some countries such as the USA, Canada, Australia, UK, India, China etc.

  1. Estate planning Calculator for Canada

  2. Estate planning Calculator for United States (USA)

  3. Estate planning Calculator for Australia

  4. Estate planning Calculator for United Kingdom (UK)

  5. Estate planning Calculator for India

  6. Estate planning Calculator for China

Charity planning tools

These tools are created specific to the country to help understand Charity's impact on tax. Charity, gifts, and testamentary bequests are the fundamental elements of estate planning. Wassiyyah provides optimizer and analyzer tools for charity planning.

  1. Charity Tax Refund Calculator

  2. Charity Maximized Donation Calculator

  3. Charity Optimization Calculator

Economy Tools

After having assets, there is no other option than optimizing them through various techniques or getting expert advice. Importantly, you can visualize in seconds through calculators and analyzers below how your assets will remain after in future. The table below includes many online calculators and analyzers to help you optimize your wealth planning goal for cash, assets, and investments.

  1. Inflation Calculator

  2. Deflation Calculator

  3. Asset Appreciation Calculator

  4. Asset Depreciation Calculator

Budget planning tools

We have developed highly customized templates that help you do your planning easier and smoother. These are created in PDF format that you can download and use.

  1. Budget Customizer

  2. Budget Goal Creator

  3. Budget Optimizer

  4. Budget planner

​If you are confused or don't know where to start, please JOIN US to receive your free E-Book, "Beginners guide to Islamic estate planning," specially designed for those who seriously want to make their estate plan completed in the easiest and quickest way.

Siraj Rajpura

Siraj Rajpura is a professional consultant, an estate and wealth planning enthusiast, and a creative expert. Siraj is experienced in diverse fields, including development, project management, portfolio management, estimating, budgeting, forecasting, finance, wealth, debt management, estate planning, writing, designing, content management, coding, publishing, marketing, productivity, SEO, and strategy creation. Siraj has worked for over 15 years in various technical and non-technical positions in different national and multinational organizations before Wassiyyah. Siraj helped many create and optimize their estate and wealth planning goals, including asset consolidations.

Previous
Previous

How does it work with Wassiyyah?

Next
Next

Expat's 7 step guide to Estate planning